Connect Your
Bank Securely with
Plaid in Spendable
Spend $12/mo, save $300.
That’s a 25x return on investment every month.
Available on:
Secured by Plaid
Trusted by 12,000+ banks & credit unions
Bank-grade 256-bit encryption
US Families are saving 10-15%
Every Month
Spendable gives you a clear picture of your finances and better control of your money.
Most users recover the cost in just one week by cutting unnecessary spending and avoiding extra fees.
Why Plaid Matters
for Everyday Americans
With Plaid, Spendable helps you securely connect all your financial accounts in one place.
Read-only access•Secured by Plaid•Cancel anytime
Connect all your banks, credit cards, and credit unions in seconds.
View your income, expenses, and account balances all in one place.
No more guessing, switching between multiple apps, or tracking everything in spreadsheets.
Real-Life Challenges Spendable Solves
Working Women
Maria, a single mom working two jobs, used to spend hours checking balances across three different banks just to make sure she could cover bills.
With Spendable, she can now see her full financial picture in one screen and has saved $250/month on groceries and utilities, nearly $3,000 in a year.
MariaWarehouse Supervisor in Ohio
James often found himself running out of money before the end of the month without knowing where it was going.
Using Spendable’s SMS tracking feature, he discovered over $150 in unused subscriptions and nearly $100 spent on extra takeout each month. By cutting those expenses, James saved around $1,800 in a year and used the money to pay down his credit card debt.
JamesToronto
The Harris family in Toronto struggled to manage shared expenses across their joint checking account and multiple credit cards, making it difficult to stay on budget.
Using Spendable’s Family Split feature and bill scanner, they organized their monthly expenses, stayed consistent with their budget, and built a $4,500 emergency fund within a year.
Harris FamilyTeacher in California
Sarah in California, struggled to balance student loan payments, rent, and everyday expenses, leaving very little money at the end of each month.
With Spendable, she set low-balance alerts and tracked her daily spending more closely. Within a year, Sarah saved around $3,600 and put it toward paying down her student loans faster.
SarahWhat you get
with Spendable Premium($12/month)
*For less than $0.40/day, you get full visibility & control over all your money.
Unlimited bank connections (via Plaid)
Real-time income & expense analytics
AI-powered spending alerts (no surprises at month-end)
Budget setting & savings tracker
Reports that show how much you can save month-to-month
At Just $12/month
less than a single restaurant meal – Spendable can help you save hundreds every month.
Is Plaid Safe?
Bank-Grade Security
No Password Storage
Nationwide Trust
Full Control
The Number Speak
for Themselves
Average Spendable Premium user saves 10-15% of income monthly.
That’s $300–450/month for a $3,000 income household.
Over a year, many families save $5,000+ — all for a small subscription of $19/month.
Spendable Saving Plans
Includes:
Unlimited Manual EntryBasic Overview AccessScan receipt (Max. 3)Add Transactions With AI VoiceCreate Budget (Up to 5)Currency ConverterEverything from Premium, plus:
Connect 3 Bank Account via plaidDaily Networth RefreshTrack Recurring Spend For Bank & Credit CardsDownload Bank SummarySMS Sync (200 per Month)Scan invoices (15 per month)SpendAI Support (15 Per month)Budget AlertsRecurring TransactionsExport/Import TransactionsAttach Receipts to TransactionsShopping ListEverything from Premium Plus:
Connect 3 Bank Account via plaidDaily Networth RefreshTrack Recurring Spend For Bank & Credit CardsDownload Bank SummarySMS Sync (Unlimited)Scan invoices ( 30 per month)SpendAI Support (30 Per month)Budget AlertsRecurring TransactionsExport/Import TransactionsAttach Receipts to TransactionsShopping ListEverything from Deluxe:
Connect 5 Bank Account via plaidDaily Networth RefreshTrack Recurring Spend For Bank & Credit CardsDownload Bank SummarySMS Sync (Unlimited)Scan invoices ( 30 per month)SpendAI Support (30 Per month)Budget AlertsRecurring TransactionsExport/Import TransactionsAttach Receipts to TransactionsShopping ListSpendable Premium & Pro offers a
bundle of high-value features
Connect multiple banks & credit cards.
Scan paper bills and auto- categorize expenses.
Auto-detect transactions from bank/SMS alerts.
Share and track costs with roommates, family, or friends.
Spending insights, budgeting, and savings goals.
Low-balance alerts, unusual spend, bill reminders.
Got more questions?
We have all the answers
Spendable Premium plan lets you connect 3 bank accounts via Plaid with daily net worth updates. You also get 100 monthly SMS syncs, 15 invoice scans, 15 SpendAI requests, custom budget alerts, receipt attachment, and shopping lists.
Yes, you can use Spendable to make a family budget and like groceries, utilities, and split the expenses with family and friends.
Download Spendable from the app store, create an account, and fill your details and start adding your expenses and your spending in just a few minutes.
Yes. Yes. Spendable uses Bank-grade 256-bit, and secured by Plaid to help protect your financial data and personal information.
Yes. Spendable automatically organizes your expenses into categories, and you can choose categories to fit your spending habits.
Yes. Spendable makes it easy to manage shared expenses like childcare, groceries, or rent fairly with your family, friends, and roommates.
Yes. Spendable helps you track your recurring expenses including subscriptions, and regular payments so you can stay on top of your budget.
Yes. Spendable app is available for both iOS and Android devices.
